OR HB4128

Imposes a 90-day waiting period before institutional real estate investors can purchase single-family homes, requiring properties to be listed for sale to the general public for at least 90 days before covered entities may make offers

Defines "institutional real estate investor" as entities that own or have 10%+ interest in 2,500+ single-family residences, serve as fiduciaries of pooled investor funds, and manage $1 billion or more in assets

Exempts 501(c)(3) nonprofits, creditors acquiring property to satisfy debt, entities receiving standard mortgages, community land trusts, land banks, public housing authorities, and resident-owned cooperatives

Requires covered entities to submit a notarized disclosure form to sellers and to the Department of Justice within three days when making purchase offers

Authorizes the Attorney General to bring civil actions for enforcement, with penalties up to $250,000 for violating the waiting period and up to $10,000 for disclosure form violations