OR HB4155

Health benefit plans for large employers, small employers, and individuals must cover infertility procedures and medications recommended by licensed practitioners, including a minimum of three oocyte retrievals with unlimited embryo transfers

Infertility is defined as failure to establish or carry a pregnancy after 12 months of unprotected intercourse (6 months for women 35+), or an individual's inability to reproduce without medical intervention

Coverage must include storage of reproductive specimens for individuals at risk of infertility due to medical conditions or treatments like chemotherapy, radiation, or surgery

Oregon Health Authority and Department of Consumer and Business Services must study access to fertility services, including barriers and inequities based on race, gender identity, income, and disability, with a report due by September 15, 2027

Requirements apply to Oregon Educators Benefit Board (OEBB) and Public Employees' Benefit Board (PEBB) plans, taking effect January 1, 2027; declared an emergency effective upon passage