PA HB1346

Requires health insurance policies in Pennsylvania to cover hormonal and non-hormonal treatments for menopausal symptoms, including all FDA-approved drugs, devices, and combination products

Mandates coverage for behavioral therapy to help individuals cope with menopausal symptoms and therapy for menopause induced by hysterectomy

Covered menopausal symptoms include irregular periods, hot flashes, vaginal/bladder changes, decreased fertility, bone density loss, elevated LDL cholesterol, and sleep disturbances

Coverage remains subject to standard policy terms including medical necessity requirements, cost-sharing provisions, and utilization review

Takes effect 60 days after enactment, with requirements applying to newly filed policies immediately and other policies within 180 days