Loading chat...
PA HB1718
Bill
Status
Introduced
7/10/2025
Primary Sponsor
Jacklyn Rusnock
Click for details
AI Summary
- Requires insurers to provide written notice about flood insurance availability to policyholders when issuing or renewing homeowner's insurance policies, beginning six months after the effective date
- Notice must be sent as a stand-alone document, separate from other policy materials, via mail or electronic communication
- Pennsylvania Insurance Department must create a model disclosure form containing information about flood risks outside official flood zones, the National Flood Insurance Program and private insurers, the 30-day waiting period for coverage, and estimated costs
- Insurance Commissioner may impose penalties of up to $10,000 for each violation
- Act takes effect 180 days after enactment
Legislative Description
Providing for flood insurance notification; imposing duties on the Insurance Department; and imposing a penalty.
Last Action
Laid on the table
1/28/2026
Committee Referrals
Insurance7/10/2025
Full Bill Text
No bill text available