PA HB1796

Allows individuals covered under a health insurance policy to request confidential communications from insurers if disclosure of health information could endanger them, such as domestic violence survivors

Requires insurers to accommodate confidentiality requests within 10 business days, with no documentation of abuse required beyond the individual's written attestation

Permits alternative communication methods including a different mailing address, secure email, or private telephone number separate from the primary policyholder

Prohibits insurers from disclosing confidentiality requests to policyholders, denying coverage based on such requests, or requiring policyholder authorization for the protected individual

Violations constitute unfair insurance practices under Pennsylvania law, subjecting insurers to administrative penalties including fines and corrective action orders from the Insurance Department; takes effect in 120 days