PA HB1928

Lowers the age threshold for enhanced penalties in home improvement fraud cases from 60 to 55 years of age for elderly victims

Adds "individuals with a disability" as a protected class eligible for enhanced penalty protections, defined as adults 18 or older with mental or physical incapacity affecting their ability to manage their person or property

Creates new protected category of "qualified caregivers" including live-in caregivers, agents under durable power of attorney, and court-appointed guardians of individuals with disabilities

Increases criminal offense grading by one grade higher when home improvement fraud victims fall into these protected categories

Takes effect 60 days after enactment and amends the Home Improvement Consumer Protection Act of 2008