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PA HB2090

Bill

Status

Introduced

1/30/2026

Primary Sponsor

Patrick Gallagher

Click for details

Origin

House of Representatives

2025-2026 Regular Session

AI Summary

  • Prohibits payment card networks from charging interchange fees (swipe fees) on the sales tax portion of credit and debit card transactions in Pennsylvania

  • Requires payment card networks to either deduct tax amounts from interchange fee calculations at settlement or rebate the proportionate fee amount attributable to taxes

  • Bars payment card networks from charging fees to consumers or merchants for disputed transactions until the dispute is resolved and written notice of liability determination is provided

  • Prohibits payment card networks from penalizing merchants for setting prices in compliance with federal and state law

  • Violations subject to civil penalties up to $1,000 per violation, mandatory refunds of improperly collected fees, and Attorney General enforcement through injunctive relief; effective 60 days after enactment

Legislative Description

Providing for prohibition on certain payment card network fee practices; and imposing penalties.

Last Action

Laid on the table

2/4/2026

Committee Referrals

Finance1/30/2026

Full Bill Text

No bill text available