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PA HB2090
Bill
Status
1/30/2026
Primary Sponsor
Patrick Gallagher
Click for details
AI Summary
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Prohibits payment card networks from charging interchange fees (swipe fees) on the sales tax portion of credit and debit card transactions in Pennsylvania
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Requires payment card networks to either deduct tax amounts from interchange fee calculations at settlement or rebate the proportionate fee amount attributable to taxes
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Bars payment card networks from charging fees to consumers or merchants for disputed transactions until the dispute is resolved and written notice of liability determination is provided
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Prohibits payment card networks from penalizing merchants for setting prices in compliance with federal and state law
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Violations subject to civil penalties up to $1,000 per violation, mandatory refunds of improperly collected fees, and Attorney General enforcement through injunctive relief; effective 60 days after enactment
Legislative Description
Providing for prohibition on certain payment card network fee practices; and imposing penalties.
Last Action
Laid on the table
2/4/2026