PA HB2226

Amends Pennsylvania's Unfair Trade Practices and Consumer Protection Law to prohibit health insurers from excluding payments made by drug manufacturers or other third parties (such as copay assistance programs) when calculating a consumer's deductible, copayment, coinsurance, or maximum out-of-pocket costs

Grants the Pennsylvania Insurance Department concurrent jurisdiction to enforce the new health insurance provision, with authority to issue cease and desist orders, suspend or revoke licenses, order restitution, and impose civil penalties

Includes an exception for cases where federal law would otherwise disqualify a health savings account (HSA) under Internal Revenue Code Section 223, applying the requirement only after the minimum HSA deductible is satisfied

Takes effect 60 days after enactment