PA HB433

Requires health insurance policies in Pennsylvania to cover annual mammograms at no out-of-pocket cost for individuals age 40 and older, and for individuals under 40 when recommended by a physician

Mandates coverage for diagnostic breast examinations (mammography, MRI, or ultrasound) when evaluating abnormalities detected through screening or other means, with no deductibles, copays, or coinsurance

Expands coverage for supplemental breast screenings for individuals at increased breast cancer risk, including those with genetic predisposition (BRCA1/BRCA2 mutations), family history, prior radiation therapy, or dense breast tissue

Changes eligibility language from "women" to "individuals" throughout the statute, broadening who may access covered breast imaging services

Takes effect 60 days after enactment, with requirements applying to new policy filings immediately and to policies not requiring filing within 180 days