PA HB755

Requires health insurers in Pennsylvania to cover preventive health services without cost-sharing (no deductibles, copays, or coinsurance) for all non-grandfathered health insurance policies

Creates a state-maintained "preventive services list" based on services required under federal law (42 U.S.C. § 300gg-13) as of January 1, 2025, including services rated "A" or "B" by the U.S. Preventive Services Task Force, CDC-recommended immunizations, and HRSA-supported screenings

Authorizes the Insurance Department to add or remove services from the preventive services list through a public notice and comment process with at least 15 business days for public input

Establishes penalties for violations including fines up to $5,000 per violation ($10,000 for willful violations), with aggregate caps of $500,000 per insurer and $100,000 per other person annually, plus potential license suspension or revocation

Takes effect only if federal preventive services requirements under 42 U.S.C. § 300gg-13 are repealed, invalidated by a court, or unenforced by the executive branch, serving as a state-level backstop