PA HB922

Requires individual and group health insurance policies and government programs in Pennsylvania to cover fertility preservation services for individuals age 45 and under who face iatrogenic infertility (infertility caused by medical treatments like chemotherapy, radiation, or surgery)

Mandates coverage for comprehensive fertility services including cryopreservation of eggs, sperm, embryos, and tissue; IVF with donor materials and gestational carriers; egg retrievals with unlimited embryo transfers; and storage for five consecutive years

Prohibits insurers from imposing cost-sharing requirements (deductibles, copays, coinsurance) for fertility preservation care, and bars preexisting condition exclusions or arbitrary limitations on the number of treatment attempts

Extends storage coverage for minors until they reach age 18, and requires subsequent insurers to continue covering storage if an individual changes health plans during the five-year coverage period

Takes effect 60 days after enactment, with full compliance required for policies issued or renewed 180 days after the effective date