PA SB1122

Health insurance policies in Pennsylvania must cover hormonal and non-hormonal treatments for menopausal symptoms, including all FDA-approved drugs, devices, and combination products

Required coverage includes behavioral therapy to help cope with menopausal symptoms and therapy for menopause induced by hysterectomy

Covered menopausal symptoms include irregular periods, hot flashes, vaginal/bladder changes, decreased fertility, bone density loss, elevated cholesterol, and sleep disturbances

Coverage remains subject to standard policy terms including medical necessity requirements, cost-sharing (deductibles, copays, coinsurance), and utilization review

Act takes effect 60 days after enactment, with implementation timelines varying based on whether insurers must file rates/forms with the Insurance Department