PA SB1202

Payment card networks are prohibited from charging interchange fees (swipe fees) calculated on the tax portion of credit and debit card transactions, requiring fees to exclude sales tax amounts from the calculation base

Networks must either deduct tax amounts from interchange fee calculations at settlement or rebate merchants the portion of fees attributable to taxes collected

Fees related to disputed transactions cannot be charged to consumers or merchants until the dispute is resolved and written notice of the determination is provided

Violating networks face civil penalties of up to $1,000 per violation and must refund improperly collected fee amounts to affected merchants and consumers

The Attorney General is authorized to seek injunctive relief, civil penalties, and restitution from violators; the law takes effect 60 days after enactment