PA SB447

Health insurance policies in Pennsylvania must cover annual prostate cancer screenings for individuals age 40 and older who are at high risk due to genetic factors, family history of prostate cancer, or physician determination of medical appropriateness

Coverage includes prostate-specific antigen (PSA) tests and digital rectal examinations with no cost-sharing requirements—meaning no deductibles, copays, or coinsurance for covered screenings

"Family history" is defined as having a first-degree relative (biological parent, full sibling, or child) who was diagnosed with, developed, or died from prostate cancer

Amends The Insurance Company Law of 1921 by adding Section 635.11 to mandate this coverage

Takes effect 60 days after enactment, with insurers required to comply within 180 days for new or renewed policies