PA SB53

Raises the age limit for dependent children on health insurance policies from 19 to 26 years old, aligning Pennsylvania law with federal Affordable Care Act requirements

Prohibits insurers from denying dependent coverage based on a child's financial dependency, residency, marital status, student enrollment status, or employment status for those under 26

Allows group health insurance policyholders to extend coverage for adult children ages 26-29 at the employee's expense, provided the child is unmarried, has no dependents, resides in Pennsylvania or is a full-time student, and has no other health coverage

Updates terminology in existing law from "mental retardation or physical handicap" to "intellectual or physical disability"

Takes effect 90 days after enactment and applies to health insurance policies offered, issued, or renewed after the effective date