RI H7284

Creates "transfer on death deeds" allowing Rhode Island property owners to designate beneficiaries who automatically receive real property upon the owner's death without going through probate

Deeds must be recorded before the owner's death and can be revoked at any time; they do not affect the owner's rights to sell, mortgage, or transfer the property during their lifetime

Designated beneficiaries must survive the property owner to inherit; if a beneficiary dies first, their interest lapses and passes to any remaining co-beneficiaries

Beneficiaries take property subject to all existing liens, mortgages, and encumbrances, and the property remains available to satisfy estate creditor claims if the probate estate is insufficient

Applies to transfer on death deeds made before, on, or after January 1, 2027, for transferors dying on or after that date