RI H7323

Individual and group health insurance contracts effective on or after January 1, 2027 must cover all FDA-approved contraceptive drugs, devices, and products, voluntary sterilization procedures, clinical services related to contraception, and follow-up care for enrollees, spouses, domestic partners, and dependents

Plans cannot impose deductibles, copayments, coinsurance, or other cost-sharing requirements on contraceptive coverage, and must allow dispensing of up to a 12-month supply at once

Over-the-counter contraceptives must be covered at point-of-sale at in-network pharmacies without requiring a prescription, and without cost-sharing or medical management restrictions

Religious employers (churches and qualified church-controlled organizations under 26 U.S.C. § 3121) may exclude contraceptive coverage that conflicts with their religious tenets, but must provide written notice to prospective enrollees listing excluded services

The Health Insurance Commissioner must conduct random compliance reviews, engage stakeholders in rulemaking, and submit annual public reports to the General Assembly on implementation efforts