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RI H7429
Bill
Status
1/30/2026
Primary Sponsor
David Bennett
Click for details
AI Summary
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Prohibits health insurance plans from charging higher copayments, coinsurance, or office visit deductibles for physical therapy services than those charged for primary care physician or osteopath visits, effective January 1, 2027
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Applies to individual and group health insurance policies, nonprofit hospital service corporations, nonprofit medical service corporations, and health maintenance organizations (HMOs)
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Requires insurers to clearly disclose the availability of physical therapy coverage and all related limitations, conditions, and exclusions
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Physical therapists must be licensed under Rhode Island law (§ 5-40-7) for the cost-sharing limits to apply
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Takes effect upon passage, with the coverage requirements applying to plans delivered, issued, or renewed on or after January 1, 2027
Legislative Description
Limits copays, coinsurance or office deductibles for services of a physical therapist to the amount authorized for the services of a primary care physician or osteopath on or after January 1, 2027.
Insurance
Last Action
Committee recommended measure be held for further study
2/10/2026