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RI H7520

Bill

Official Source

Status

Introduced

2/6/2026

Primary Sponsor

Arthur Corvese

Click for details

Origin

House of Representatives

2026 Regular Session

AI Summary

  • Expands underinsured motorist coverage to include property damage claims, which currently only applies to uninsured motorist situations
  • Defines "underinsured motorist" as a driver whose liability insurance limits are less than the damages the insured person is legally entitled to recover for property damage, bodily injury, sickness, disease, or death
  • Allows insureds who paid two or more separate premiums for uninsured motorist coverage to collect up to the aggregate amount across all vehicles insured, regardless of contrary policy language
  • Takes effect upon passage

Legislative Description

Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.

Insurance

Last Action

Introduced, referred to House Corporations

2/6/2026

Committee Referrals

Corporations2/6/2026

Full Bill Text

No bill text available