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RI H7629
Bill
Status
2/11/2026
Primary Sponsor
Karen Alzate
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AI Summary
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Removes the age restriction (previously 25-42 years for women) and the $100,000 lifetime cap on infertility treatment coverage, replacing them with expanded non-discriminatory coverage requirements
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Expands the definition of "infertility" to include individuals who lack necessary gametes to establish pregnancy, those at risk of transmitting genetic abnormalities, and those with disability-related fertility conditions
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Requires coverage for at least 4 complete oocyte retrievals with unlimited embryo transfers, plus coverage for donor gametes, embryos, surrogacy arrangements, and preimplantation genetic testing
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Prohibits insurers from imposing different deductibles, copayments, waiting periods, or pre-existing condition exclusions for infertility treatment compared to other medical services
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Applies to all health insurance contracts, nonprofit hospital and medical service corporations, and health maintenance organizations, taking effect January 1, 2027
Legislative Description
Amends the current law on health insurance coverage for fertility diagnostic care, standard fertility preservation services, and fertility treatment and requires coverage for any medically necessary ovulation-enhancing drugs and medical services.
Insurance
Last Action
Committee recommended measure be held for further study
3/3/2026