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RI H7762
Bill
Status
2/12/2026
Primary Sponsor
Joshua Giraldo
Click for details
AI Summary
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Landlords may only consider credit history from the 3 years immediately preceding a rental application date, prohibiting use of older credit information
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Landlords must provide written notice stating the reason for denial within 20 calendar days if rejecting an applicant based on credit history
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Exempts owner-occupied properties with 3 or fewer dwelling units from the requirements
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Civil penalties for violations: $1,000 for first offense, $5,000 for second offense, and $10,000 for each subsequent violation, collectible by the attorney general
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Aggrieved persons may file complaints with the Rhode Island Commission for Human Rights, and retaliation against those exercising rights under the act is prohibited
Legislative Description
Establishes the fair chance in housing credit reports act to provide standards for which a credit report can be used in considering a rental application.
Property
Last Action
Scheduled for hearing and/or consideration (03/18/2026)
3/13/2026