RI H7939

Raises the age eligibility for mobile response and stabilization services from 18 to 21 years old for children and youth experiencing acute mental health crises

Requires insurers to reimburse certified providers at rates equal to or greater than the prevailing integrated state Medicaid rate for these services, effective October 1, 2026

Mandates coverage for mobile response and stabilization services in individual and group health insurance policies delivered, issued, or renewed on or after January 1, 2027

Mobile response and stabilization services include immediate de-escalation, stabilization, and follow-up care for conditions such as aggression, self-injury, trauma, acute depression/anxiety, and suicidal or homicidal thoughts

Exempts limited benefit policies including hospital confinement indemnity, disability income, accident only, long-term care, and Medicare supplement plans