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RI S2205

Bill

Status

Introduced

1/23/2026

Primary Sponsor

Peter Appollonio

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Insurance adjusters who evaluate, inspect, or recommend repair/replacement costs for building components in connection with insurance claims must now register as contractors under Chapter 5-65, unless otherwise licensed

  • Persons performing inspections of commercial and residential structures, roofing systems, or building envelopes for insurers or insurer-retained vendors in connection with insurance claims must be licensed as home inspectors

  • Creates new "insurance adjuster" definition covering anyone who investigates, inspects, evaluates, or provides opinions on property damage, causation, scope of loss, or repair costs for insurance claim purposes—regardless of job title used (inspector, consultant, field representative, etc.)

  • Applies licensing requirements to services performed both directly for insurers and indirectly through vendors, contractors, or other third parties

  • Takes effect upon passage

Legislative Description

Expands various definitions relative to contractors, home inspectors, and claim adjusters to provide clarity regarding licensed and unlicensed vendors, consultants, or third-party representatives.

Business And Professions

Last Action

Committee recommended measure be held for further study

3/10/2026

Committee Referrals

Commerce1/23/2026

Full Bill Text

No bill text available