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RI S2205
Bill
Status
1/23/2026
Primary Sponsor
Peter Appollonio
Click for details
AI Summary
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Insurance adjusters who evaluate, inspect, or recommend repair/replacement costs for building components in connection with insurance claims must now register as contractors under Chapter 5-65, unless otherwise licensed
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Persons performing inspections of commercial and residential structures, roofing systems, or building envelopes for insurers or insurer-retained vendors in connection with insurance claims must be licensed as home inspectors
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Creates new "insurance adjuster" definition covering anyone who investigates, inspects, evaluates, or provides opinions on property damage, causation, scope of loss, or repair costs for insurance claim purposes—regardless of job title used (inspector, consultant, field representative, etc.)
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Applies licensing requirements to services performed both directly for insurers and indirectly through vendors, contractors, or other third parties
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Takes effect upon passage
Legislative Description
Expands various definitions relative to contractors, home inspectors, and claim adjusters to provide clarity regarding licensed and unlicensed vendors, consultants, or third-party representatives.
Business And Professions
Last Action
Committee recommended measure be held for further study
3/10/2026