RI S2381

Individual and group health insurance policies delivered, issued, or renewed on or after January 1, 2027 must cover services provided by certified professional midwives (CPMs) who hold North American Registry of Midwives certification and are licensed under state law

Insurers cannot require physician supervision, signature, or referral as a condition of reimbursement for CPM services unless those requirements also apply to other healthcare provider categories

Insurers must report utilization and cost data on CPM services to the Office of the Health Insurance Commissioner by July 1, 2027 and annually thereafter

Exemptions apply to limited benefit policies including hospital confinement indemnity, disability income, accident-only, long-term care, Medicare supplement, and specified disease indemnity plans

The law applies across multiple insurance types by amending chapters governing accident and sickness policies, nonprofit hospital service corporations, nonprofit medical service corporations, and health maintenance organizations