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RI S2431

Bill

Official Source

Status

Introduced

2/6/2026

Primary Sponsor

Stefano Famiglietti

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Insurers issuing motor vehicle liability insurance may use zip codes when calculating policy premiums, but must segment the calculation by the municipality where the vehicle is garaged
  • Applies to policies issued or renewed on or after July 1, 2027
  • Amends existing casualty insurance rating law (Section 27-9-4) which already prohibits using work-related incidents against bus drivers, law enforcement officers, and commercial vehicle drivers for personal auto rates
  • Takes effect upon passage

Legislative Description

Permits on and after July 1, 2027, for an insurer to consider the zip code in which the vehicle is garaged provided that the calculation of the zip code is segmented by the municipality where the vehicle is garaged.

Insurance

Last Action

Introduced, referred to Senate Commerce

2/6/2026

Committee Referrals

Commerce2/6/2026

Full Bill Text

No bill text available