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RI S2633

Bill

Official Source

Status

Introduced

2/13/2026

Primary Sponsor

David Tikoian

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Expands underinsured motorist coverage to include property damage claims, which currently applies only to uninsured motorist situations
  • Defines an "underinsured motorist" as a driver whose liability insurance limits are less than the damages the injured party is legally entitled to recover
  • Allows insured persons to recover property damage from underinsured motorists for vehicle damage, loss of use, and personal property (excluding business property) contained in the vehicle
  • Takes effect immediately upon passage
  • Introduced by Senators Tikoian and Ciccone on February 13, 2026, and referred to Senate Judiciary Committee

Legislative Description

Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.

Insurance

Last Action

Committee recommended measure be held for further study

3/3/2026

Committee Referrals

Judiciary2/13/2026

Full Bill Text

No bill text available