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RI S2763

Bill

Official Source

Status

Introduced

3/4/2026

Primary Sponsor

Melissa Murray

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Prohibits automobile liability insurance rates from being based on an applicant's credit history or credit score
  • Requires insurance rates to be determined solely by the applicant's past claim experience using "merit rating" or "experience rating" principles
  • Directs the insurance commissioner to promulgate regulations implementing these requirements after consulting with all licensed auto insurers in Rhode Island
  • Takes effect immediately upon passage

Legislative Description

Prohibits the consideration of an applicant's credit history in determining automobile insurance rates.

Motor And Other Vehicles

Last Action

Introduced, referred to Senate Commerce

3/4/2026

Committee Referrals

Commerce3/4/2026

Full Bill Text

No bill text available