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RI S2956
Bill
Status
3/4/2026
Primary Sponsor
Elaine Morgan
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AI Summary
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Requires presenters who are not "trusted submitters" (attorneys, title insurance companies, financial institutions, or their agents) to show valid government-issued photo ID before recording deeds, mortgages, or other property title instruments
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Clerks must refuse to record documents if the presenter fails to provide ID or if the name on the ID does not match the grantor/conveying party on the instrument
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Creates an expedited quiet title procedure allowing property owners to challenge fraudulent instruments in Superior Court, with hearings scheduled within 5-20 days of service
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Courts may declare fraudulent instruments void, order removal of title clouds, award attorneys' fees, impose civil penalties up to $10,000 for frivolous filings, and issue pre-filing injunctions against repeat offenders
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Takes effect January 1, 2027 and applies to instruments presented for recording on or after that date
Legislative Description
Provides measures to prevent title fraud by authorizing the recorder of deeds to require the production of a government-issued photographic identification card before recording a deed or certain other instruments.
Property
Last Action
Introduced, referred to Senate Judiciary
3/4/2026