SC H3257

Prohibits life insurers, health insurers, and long-term care insurers from requiring genetic testing as a precondition for coverage or mandating complete genome sequencing of an individual's DNA

Requires insurers to obtain signed, written consent before requesting, obtaining, or using genetic information for underwriting purposes

Bars insurers from canceling, limiting, or denying coverage based solely on an individual's genetic information, even with consent obtained

Extends protections to disability income insurance policies, prohibiting discrimination in offering, issuance, cancellation, pricing, or any policy condition based solely on genetic information

Exempts accident-only policies, hospital/fixed indemnity policies, dental policies, and vision policies from these genetic information restrictions