SC H3259

Prohibits insurance companies and agents from considering a first responder's work-related driving record when setting personal automobile insurance premium rates

Protection applies only when the first responder was found non-contributing in a collision report or was responding to an emergency call at the time of the incident

First responders must provide a copy of the police incident report, investigative report, or Uniform Traffic Collision report to their insurer

Defines "first responder" as law enforcement officers, firefighters, EMTs, and paramedics employed or engaged by local, state, or federal government, including volunteers

Takes effect upon Governor's approval