SC H3430

Modifies joint and several liability rules so defendants responsible for less than 50% of fault in personal injury, wrongful death, or property damage cases are only liable for their percentage of damages, while defendants whose conduct is willful, wanton, reckless, or intentional remain jointly and severally liable for all damages

Establishes mandatory alcohol server training and certification program requiring servers to complete a 4-hour online course covering state laws, signs of intoxication, and ID verification, with certificates valid for 3 years and training costs capped at $50

Requires establishments selling alcohol for on-premises consumption after 5 p.m. to maintain liquor liability insurance with at least $1 million annual aggregate limit, with reductions available (down to $300,000 minimum) for risk mitigation measures like stopping service by midnight or having less than 40% of sales from alcohol

Creates specific requirements for collegiate sporting venues selling beer and wine, including mandatory server training, forensic digital ID verification systems, prohibition of sales in student sections, and directs the Department of Revenue to develop an alternative penalty structure by August 31, 2025

Takes effect January 1, 2026, applying only to causes of action arising after that date, except collegiate sporting venue provisions which take effect upon Governor's approval