SC H3849

Eliminates joint and several liability for defendants, replacing it with proportionate liability where each defendant pays only their percentage of fault as determined by the jury, including consideration of non-party fault

Establishes civil liability for alcohol licensees who knowingly sell to visibly intoxicated persons or those they should have known would become intoxicated, with damages recoverable by injured third parties

Requires mandatory alcohol server training and certification for all servers and managers at establishments selling alcohol for on-premises consumption, with certificates valid for five years and a maximum $50 training fee

Increases liquor liability insurance requirements to at least $1 million per occurrence and requires insurers to notify the Department of Revenue if a licensee exceeds aggregate policy limits

Creates safe harbor provisions for insurers in bad faith claims, allowing 90 days to tender policy limits after receiving sufficient evidence of liability, and specifies that negligence alone or an excess verdict is insufficient to prove bad faith