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SC H4784
Bill
Status
1/13/2026
Primary Sponsor
Jeffrey Johnson
Click for details
AI Summary
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Creates new felony offenses of "staging a motor vehicle collision" and "aggravated staging a motor vehicle collision" with penalties ranging from up to 10 years imprisonment for first offense to mandatory 2-30 years for incidents causing death
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Transfers the Insurance Fraud Division from the Office of the Attorney General to the Department of Insurance, while the Attorney General appoints division attorneys as assistant attorneys general for prosecution purposes
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Expands criminal penalties for insurance fraud to include attempts to receive undeserved economic benefits, not just actual receipt of benefits
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Requires SLED to investigate insurance fraud cases referred by the Insurance Fraud Division, with the Department of Insurance reimbursing SLED for investigative services and providing office space and equipment
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Adds insurance fraud crimes to the list of "serious offenses" for enhanced sentencing under repeat offender laws and grants state grand jury jurisdiction over multi-county insurance fraud cases
Legislative Description
Omnibus Insurance Fraud and Reporting Immunity Act revisions
Last Action
Referred to Committee on Labor, Commerce and Industry
1/13/2026