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SC H4784

Bill

Status

Introduced

1/13/2026

Primary Sponsor

Jeffrey Johnson

Click for details

Origin

House of Representatives

126th General Assembly

AI Summary

  • Creates new felony offenses of "staging a motor vehicle collision" and "aggravated staging a motor vehicle collision" with penalties ranging from up to 10 years imprisonment for first offense to mandatory 2-30 years for incidents causing death

  • Transfers the Insurance Fraud Division from the Office of the Attorney General to the Department of Insurance, while the Attorney General appoints division attorneys as assistant attorneys general for prosecution purposes

  • Expands criminal penalties for insurance fraud to include attempts to receive undeserved economic benefits, not just actual receipt of benefits

  • Requires SLED to investigate insurance fraud cases referred by the Insurance Fraud Division, with the Department of Insurance reimbursing SLED for investigative services and providing office space and equipment

  • Adds insurance fraud crimes to the list of "serious offenses" for enhanced sentencing under repeat offender laws and grants state grand jury jurisdiction over multi-county insurance fraud cases

Legislative Description

Omnibus Insurance Fraud and Reporting Immunity Act revisions

Last Action

Referred to Committee on Labor, Commerce and Industry

1/13/2026

Committee Referrals

Labor, Commerce and Industry12/16/2025

Full Bill Text

No bill text available