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SC H5162

Bill

Status

Engrossed

2/25/2026

Primary Sponsor

William Herbkersman

Click for details

Origin

House of Representatives

126th General Assembly

AI Summary

  • Defines "eligible adults" as persons 55 years of age or older, or vulnerable adults under existing state law
  • Authorizes financial institutions to decline or place holds on transactions when they reasonably believe financial exploitation of an eligible adult has occurred or may occur
  • Holds expire after 30 business days unless extended by an investigative entity or court order, or when the institution determines no exploitation will result
  • Allows financial institutions to offer eligible adults the option to maintain an emergency contact list of individuals to be notified if exploitation is suspected
  • Grants immunity from criminal, civil, and administrative liability to financial institutions and employees who act in good faith under these provisions

Legislative Description

Protecting Eligible Adults from Financial Exploitation

Last Action

Referred to Committee on Banking and Insurance

2/25/2026

Committee Referrals

Banking and Insurance2/25/2026
Labor, Commerce and Industry2/11/2026

Full Bill Text

No bill text available