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SC H5399
Bill
Status
Introduced
3/24/2026
Primary Sponsor
John King
Click for details
AI Summary
- Prohibits insurers from using age, marital status, geographic residence, occupation, sex, sexual orientation, or gender identity to predict whether an individual may develop AIDS or ARC when deciding to issue, cancel, or renew coverage
- Bars insurers from considering an individual's use of HIV prevention treatment (PrEP or PEP) when determining rates, premiums, benefits, or any aspect of insurance marketing or coverage
- Requires health and disability insurance policies to cover HIV prevention treatment and AIDS-related care without special exclusions, limitations, deductibles, or coinsurance that don't apply to other benefits
- Prohibits insurers from imposing cost sharing, prior authorization, or medically unnecessary restrictions on HIV prevention services, PEP, or PrEP
- Allows individuals who test positive for HIV/AIDS to appeal to the Director of Insurance to review testing procedures and present additional medical evidence to challenge results
Legislative Description
Insurance
Last Action
Referred to Committee on Labor, Commerce and Industry
3/24/2026
Committee Referrals
Labor, Commerce and Industry3/24/2026
Full Bill Text
No bill text available