TN HB0019

Establishes the "Tennessee State Healthcare Cost Savings Incentive Program" by January 1, 2026, requiring state employee health plan enrollees to receive access to an online platform showing healthcare price and quality information by county

Requires the Department of Finance and Administration to contract with a third-party vendor having at least 4 years of experience with transparency programs for plans of 150,000+ subscribers and 15 years delivering cost/quality shopping tools

Enrollees who choose high-quality, lower-cost providers receive shared savings payments, which can be credited to flexible spending/health savings accounts or paid as cash via direct deposit or check

Third-party vendor administration costs are paid from realized savings, and the vendor must provide counseling agents and maintain an updated list of cost-effective healthcare services and providers

Annual reports due by March 15 (starting 2027) to legislative leadership detailing enrollee participation numbers and cost savings achieved; applies to state healthcare plans issued or renewed on or after January 1, 2026