TN HB0053

Prohibits charging veterans for benefits claim services during the one-year presumptive period after active-duty release, unless the veteran signs a waiver acknowledging free services are available

Caps compensation for veterans' benefits consulting at five times the monthly increase in benefits awarded, with fees contingent only on successful benefit increases and no upfront or nonrefundable fees allowed

Requires written service agreements with mandatory disclosures stating the business is not affiliated with the VA or Tennessee Department of Veterans Services, and that free alternatives exist

Prohibits guaranteeing specific outcomes, using international call/data centers for veterans' personal information, accessing veterans' accounts with their login credentials, and receiving referral fees

Violations constitute unfair or deceptive trade practices under the Tennessee Consumer Protection Act of 1977, with each day of violation counted as a separate offense