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TN HB0223
Bill
Status
1/21/2025
Primary Sponsor
John Clemmons
Click for details
AI Summary
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Consumer reporting agencies are prohibited from including medical debt on consumer reports in Tennessee, effective July 1, 2025
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Medical debt is defined as debt reported to a collection agency or court judgment incurred due to healthcare services and related expenses
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Consumers may dispute any medical debt information improperly included on their credit reports under the federal Fair Credit Reporting Act
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Violations constitute unfair or deceptive trade practices under the Tennessee Consumer Protection Act of 1977, subject to its penalties and remedies
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The Attorney General has full investigative and enforcement authority, with the ability to bring proceedings in Davidson County courts or other permitted venues
Legislative Description
AN ACT to amend Tennessee Code Annotated, Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45 and Title 47, relative to credit data.
Consumer Protection
Last Action
Taken off notice for cal in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee
3/12/2025