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TN HB0539
Bill
Status
1/29/2025
Primary Sponsor
Vincent Dixie
Click for details
AI Summary
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Healthcare providers are prohibited from reporting patients' medical debt to consumer reporting agencies beginning July 1, 2025, though they may still report debt to debt collection agencies
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Consumer reporting agencies are prohibited from including medical debt records on consumer reports beginning July 1, 2025
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Consumers may dispute medical debt information that appears on credit reports in violation of the law under the federal Fair Credit Reporting Act
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Violations constitute unfair or deceptive trade practices under the Tennessee Consumer Protection Act of 1977, subjecting violators to its penalties and remedies
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The Attorney General has full investigative and enforcement authority, with venue in Davidson County circuit or chancery court or other permitted venues
Legislative Description
AN ACT to amend Tennessee Code Annotated, Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45; Title 47; Title 63 and Title 68, relative to credit data.
Consumer Protection
Last Action
Assigned to s/c Banking & Consumer Affairs Subcommittee
2/5/2025