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TN HB0864
Bill
Status
2/4/2025
Primary Sponsor
Tim Hicks
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AI Summary
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Requires proof of insurance compliance with the Financial Responsibility Law of 1977 for all motor vehicle registrations and renewals, with acceptable documentation including insurance cards, policy declaration pages, or certificates of self-insurance in paper or electronic format
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Authorizes the vehicle insurance verification program to verify insurance coverage for online registration applications or when applicants fail to submit proof in person
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Increases the coverage failure fee from $25 to $50 for first-time violations, with fee revenue distributed among county clerks ($25), the department of safety ($5), and the uninsured motorist identification restricted fund
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Establishes escalating penalties for repeat violations within three years: $250 for a second offense and $500 for a third offense, with proportional distribution of fees among county clerks, department of safety, and the restricted fund
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Takes effect July 1, 2025
Legislative Description
AN ACT to amend Tennessee Code Annotated, Title 55, Chapter 12 and Title 55, Chapter 4, relative to motor vehicle financial responsibility.
Motor Vehicles, Titling and Registration
Last Action
Def. to Special Calendar to be Published with Final Calendar in Transportation Committee
1/20/2026