TN SB1813

Recognizes gold and silver specie as legal tender in Tennessee for payment of debts between private parties (if mutually agreed) and for taxes/fees owed to the state (if the state agrees to accept it)

Requires the State Treasurer to designate or establish a bullion depository for secure storage of precious metals and authorize an electronic payment system enabling vendors to process specie-based payments

Mandates 100% insurance coverage for bullion deposits under an all-risk policy from a non-governmental insurer, with regular verification of specie holdings

Exempts exchanges between different forms of legal tender (including gold/silver) from state and local taxation

Prohibits use of the transactional gold and silver system for surveillance, social credit scoring, or behavioral conditioning; requires court authorization to share transaction information; effective January 1, 2027