TN SB2232

Transfers administration of the Governor's Response and Recovery Fund from the Commissioner of Finance and Administration to the Director of the Tennessee Emergency Management Agency

Expands fund eligibility to include individual assistance for Tennessee residents with lawful U.S. presence who demonstrate proof of loss in counties with declared emergencies, when federal FEMA thresholds are unlikely to be met

Establishes tiered local cost-share requirements for grants based on county economic status: 50% for Attainment counties down to 12.5% for Distressed counties, with governor authority to waive

Specifies eligible uses for local governments including debris removal, emergency protective measures, and repair/replacement of roads, buildings, equipment, and public utilities, with an 18-month project completion deadline

Requires recipient local governments to obtain all-risk property and flood insurance within 120 days of approval; prohibits fund use for insurance deductibles or losses covered by other sources