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TX HB1809

Bill

Status

Introduced

1/9/2025

Primary Sponsor

Ana Hernandez

Click for details

Origin

House of Representatives

89th Legislature Regular Session

AI Summary

  • Prohibits insurers from refusing to continue coverage, limiting coverage, or reducing the amount or kind of coverage available to an individual solely because they are widowed or their marital status reflects a spouse's death

  • Requires insurers to charge widowed individuals the same insurance rates they would be charged if their marital status were still "married"

  • Amends Section 544.002 of the Texas Insurance Code by adding new anti-discrimination protections for widowed policyholders

  • Applies only to insurance policies delivered, issued, or renewed on or after the effective date; policies issued before that date remain governed by prior law

  • Takes effect September 1, 2025

Legislative Description

Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

Insurance

Last Action

Laid on the table subject to call

5/1/2025

Committee Referrals

Insurance3/14/2025

Full Bill Text

No bill text available