TX HB2067

Requires insurers to automatically provide written statements explaining reasons for declining applications, canceling policies, or refusing renewals—removing the previous requirement that applicants or policyholders must request this information

Mandates insurers submit quarterly reports to the Texas Department of Insurance summarizing reasons for declinations, cancellations, and nonrenewals, organized by zip code (except workers' compensation reports, which must be statewide)

Requires the department to post aggregated summaries of these reports on its website, without identifying individual insurers

For commercial insurance lines, declination notices must be delivered to the applicant's agent, who must then disclose the declination and make the notice available to the applicant

Allows electronic delivery of declination, cancellation, or nonrenewal notices in accordance with existing electronic delivery laws; takes effect January 1, 2026