TX HB3109

Transfers the Financial Crimes Intelligence Center from the Occupations Code to the Government Code, reorganizing it under the Texas Department of Licensing and Regulation

Expands the center's jurisdiction from "card fraud" to "payment fraud," which now includes check fraud, unauthorized payment orders, unauthorized electronic fund transfers, and other fraudulent payment orders defined by commission rule

Renames the "chief intelligence coordinator" position to "director" while maintaining the same authority to supervise and manage center operations

Adds new definitions for "check fraud," "electronic fund transfer," "payment fraud," and "unauthorized payment order" to clarify the expanded scope of financial crimes the center addresses

Takes effect September 1, 2025, with the Texas Commission of Licensing and Regulation required to adopt implementing rules as soon as practicable