TX HB3201

Creates a new licensing framework for "lottery couriers" who act as agents to purchase lottery tickets on behalf of players, requiring a license from the Texas Lottery Commission before operating

Authorizes the Commission to conduct criminal background checks through DPS and FBI and access IRS information for lottery courier applicants, their employees, and associated individuals holding more than 10% ownership or debt interest

Mandates denial, suspension, or revocation of licenses for applicants with felony convictions, gambling offenses, or misdemeanors involving moral turpitude within 10 years, as well as those delinquent on state taxes or operating from prohibited locations like bingo halls or certain alcohol-licensed establishments

Requires lottery couriers to maintain self-exclusion lists, implement daily purchase limits, undergo annual compliance audits by commission-approved independent auditors, and carry cyber liability, errors and omissions, and directors and officers insurance

Prohibits lottery couriers from serving individuals under 18, their own employees or owners, and those on restricted lists; requires compliance with anti-money laundering standards and problem gambling advertising guidelines