TX HB3496

Texas Department of Insurance must publish and maintain a website list of ready-to-swim programs that meet specified safety requirements and submit biennial written verification

Programs seeking inclusion must maintain specific instructor-to-student ratios based on age and skill level: 1:4 for children under 6 or beginners without parent in water, 1:10 with parent present, 1:6 for under-6 swimmers with basic skills, 1:8 for ages 6-17, and 1:10 for adults

Instructors must complete at least 40 hours of formal training covering student supervision, child development, first aid, bloodborne pathogens, abuse prevention, and emergency action plans

Programs must conduct criminal background checks on operators and employees 18+, maintain liability insurance from a Texas-authorized insurer, and ensure lifesaving equipment including AEDs, rescue tubes, spine boards, and first aid supplies are readily accessible

Commissioner of insurance must review and update safety requirements at least every five years, consulting with organizations like CDC, American Red Cross, YMCA, and National Drowning Prevention Alliance