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TX HB4392
Bill
Status
3/11/2025
Primary Sponsor
Matt Morgan
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AI Summary
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Prohibits insurers from refusing to continue coverage, limiting coverage, or reducing the amount or kind of coverage available to an individual solely because they are widowed or their marital status reflects the death of a spouse
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Requires insurers to charge widowed individuals the same rate they would be charged if their marital status were still "married"
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Overrides existing Section 544.003 of the Insurance Code to establish these specific protections for widowed policyholders
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Applies only to insurance policies delivered, issued, or renewed on or after the effective date; policies issued before that date remain governed by prior law
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Takes effect September 1, 2025
Legislative Description
Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
Insurance
Last Action
Reported favorably w/o amendment(s)
4/16/2025