TX HB4917

Expands the required Seller's Disclosure Notice to include whether the seller has a federal requirement to obtain and maintain flood insurance coverage, not just present coverage

Adds new mandatory disclosures for previous water pooling in structures, erosion from natural events (hurricanes, storm surge, tidal inundation, river overflow), and previous flood repairs not filed with insurance

Requires sellers to disclose previous assessments for beach nourishment projects, previous water/moisture damage not due to flooding, wetlands designations, and availability of FEMA elevation certificates

Mandates sellers provide explanations including frequency of issues, estimated dates of occurrence, and remediation steps taken for any water-related disclosures answered "yes"

Requires disclosure of current flood insurance premium amounts and when premiums were last adjusted; expands federal disaster assistance disclosure to include "any other federal disaster flood assistance" beyond FEMA and SBA