TX HJR195

Proposes a constitutional amendment extending the redemption period for elderly homeowners (65 years or older) whose residence homestead is sold at a property tax sale from two years to four years

Maintains the existing two-year redemption period for other property types including non-elderly residence homesteads, agricultural land, and mineral interests

Redemption within the first year requires payment of the purchase price plus taxes, penalties, interest, costs, and up to 25% additional; redemption during the remainder of the period requires up to 50% additional

Amendment would take effect January 1, 2026, and applies only to tax sales where the purchaser's deed is filed on or after that date

Constitutional amendment to be submitted to Texas voters at an election on November 4, 2025